Tech
“Magnitude 4.4 Earthquake Strikes Jaipur, Rajasthan .”
The epicenter of the quake was located near the town of Sambhar, about 50 kilometers from Jaipur. The NCS said that the quake was caused by a shallow fault line, and that it was felt at a depth of about 10 kilometers.
| earthquake | Jaipur | Rajasthan | seismology | yellow alert | safety | preparedness |
An earthquake of magnitude 4.4 struck Jaipur, Rajasthan on [date]. The quake was felt in several nearby areas, including Ajmer, Sikar, and Alwar. No injuries or damage were reported, but the National Center for Seismology (NCS) has issued a yellow alert for Rajasthan, which means that there is a moderate possibility of an earthquake in the coming days.
The recent earthquake in Jaipur serves as a stark reminder of the seismic activity that is common in the state of Rajasthan. Being situated in a seismically active region, Rajasthan is susceptible to earthquakes. In fact, the devastating earthquake of magnitude 7.6 that struck Gujarat in 2001, claiming the lives of over 20,000 people, stands as a haunting reminder of the potential risks.
Epicenter and Fault Line
The earthquake’s epicenter was located close to the town of Sambhar, approximately 50 kilometers from Jaipur. According to the NCS, the quake was caused by a shallow fault line, and it was felt at a depth of around 10 kilometers.
Reassurance from NCS
Despite causing anxiety among residents of Jaipur, the NCS has provided reassurance to the public that there is no need to panic. However, they advise people to stay away from tall buildings and other structures that might be vulnerable to damage during an earthquake.
Seismic Activity in Rajasthan
The earthquake serves as a reminder of the region’s seismic activity. Rajasthan is situated in an area prone to earthquakes. Notably, in 2001, a devastating earthquake measuring 7.6 struck Gujarat, resulting in the loss of over 20,000 lives.
Staying Safe during an Earthquake
It is essential to know how to stay safe during an earthquake. Here are some crucial tips to follow:
1. Drop, Cover, and Hold On
In the event of an earthquake, remember to drop to the ground, take cover under a sturdy piece of furniture, and hold on until the shaking stops.
2. Stay Away from Windows and Doors
Avoid standing near windows and doors during an earthquake, as they can shatter or swing open, posing a risk of injury.
3. Keep Clear of Vulnerable Structures
Stay away from tall buildings and structures that might not withstand the seismic forces, potentially leading to collapse or damage.
4. Safe Practices While Driving
If you are in a car during an earthquake, pull over to the side of the road, away from overpasses, bridges, or power lines, and stay inside the vehicle until the shaking stops.
Being Prepared for an Earthquake
Preparedness is key to minimizing the impact of earthquakes. Here are some essential steps to be prepared:
1. Create an Emergency Plan
Develop an emergency plan for your family or workplace, including evacuation routes and meeting points.
2. Know What to Do
Familiarize yourself with the appropriate actions to take during an earthquake, such as Drop, Cover, and Hold On.
3. Recognize Warning Signs
Be aware of the warning signs of an impending earthquake, like sudden animal behavior changes or unusual ground movements.
4. Assemble a Survival Kit
Prepare a well-stocked survival kit containing essential items like food, water, first-aid supplies, flashlight, and other necessities.
The Power of Nature and Being Prepared
The recent earthquake in Jaipur serves as a poignant reminder of nature’s immense power and unpredictability. By being prepared and knowing how to respond during such calamities, we can significantly reduce the risk of injury and loss of life. Let us prioritize safety and readiness to safeguard ourselves and our communities during seismic events.
Conclusion
The earthquake in Jaipur serves as a wake-up call for the people of Rajasthan to acknowledge and address the seismic risks they face. By understanding the potential dangers, creating comprehensive emergency plans, recognizing warning signs, and promoting community preparedness, Rajasthan can mitigate the devastating effects of earthquakes and emerge stronger in the face of natural disasters. Remember, preparedness today can save lives tomorrow.
| Life Insurance | Companies | India | highest rate | settlement | claims |
When selecting an insurance policy for life One among the primary aspects to think about are the settlement percentage that the insurer has. The ratio of claim settlement is the proportion of claims accepted through an insurance firm. A high rate of settlement suggests that an insurance provider will be more inclined to settle your claim in the event that you require it.
Here are the top 10 life insurers from India that have the best rate of settlement for claims:
- Max Life Insurance Max Life Insurance company logo
Max Life Insurance has the most high claim settlement ratio in India as it has an average of 99.35 percent for the financial year 2022-23. Max Life Insurance has been paying claims with a high percentage for a long time.
- Aegon Life Insurance Opens in a new windowwww.justdial.com Aegon Life Insurance logo
Aegon Life Insurance a second life insurance provider with high claims settlement ratio. The company’s claim settlement rate for the period 2022-22-23 stood at 99.25 percent.
- Bharti AXA Life Insurance Opens in a new windoweconomictimes.indiatimes.com Bharti AXA Life Insurance company logo
Bharti AXA Life Insurance has an average claim settlement rate of 99.05 percent for the financial year 2022-23. The firm is known for its focus on the customer and commitment to pay out claims on time.
- Life Insurance Corporation of India (LIC) Opens in a new windowen.wikipedia.org Life Insurance Corporation of India (LIC) corporate logo
LIC is the biggest Life insurance provider in India and has an average claim settlement rate of 98.74 percent for the fiscal period 2022-23. LIC is a state-owned business and is well-known as a stable financial institution and dedication to settlement of claims.
- Pramerica Life Insurance Opens in a new windowwww.thehindubusinessline.com Pramerica Life Insurance company logo
Pramerica Life Insurance has a claim settlement ratio of 98.61 percent for the fiscal year 2022-23. Pramerica Life Insurance has been formed as a joint venture of Prudential plc and MetLife, and is known for its ingenuity and commitment to providing excellent customer service.
- Exide Life Insurance Opens in a new windowen.wikipedia.org Exide Life Insurance company logo
Exide Life Insurance has a rate of settlement for claims of 98.54 percent for the fiscal year 2022-23. The company is renowned for its low-cost products as well as its extensive range of agents.
- Kotak Mahindra Life Insurance The game is now available on a new windowsugermint.com Kotak Mahindra Life Insurance company logo
Kotak Mahindra Life Insurance has an average claim settlement rate of 98.50 percent for the financial period 2022-23. The company is renowned for its digital-first strategy and its dedication to offering outstanding customer service.
- Reliance Nippon Life Insurance Opens in a new windoweconomictimes.indiatimes.com Reliance Nippon Life Insurance company logo
Reliance Nippon Life Insurance has claims settlement ratio of 98.49 percent for the financial period 2022-23. It has been formed as a joint venture of Reliance Industries Limited and Nippon Life Insurance which is well-known for its unique products as well as its financial backing.
- Bajaj Allianz Life Insurance Opens in a new windowbfsi.eletsonline.com Bajaj Allianz Life Insurance company logo
Bajaj Allianz Life Insurance has the highest claim settlement ratio at 98.48 percent for the fiscal period 2022-23. It has been formed as a joint venture of Bajaj Finserv and Allianz SE and is well-known for its extensive assortment of products and dedication to the satisfaction of its customers.
- PNB MetLife Opens in a new windowm.economictimes.com PNB MetLife company logo
PNB MetLife has a claim settlement ratio of 98.17 percent for the fiscal period 2022-23. It has been formed as a joint venture of PNB MetLife and MetLife, and is well-known for its competitive products as well as its solid financial backing.
How to Pick an Life Insurance Company with a High Settlement Ratio
When selecting the life insurance company you choose it is essential to look at the claim settlement rate of the business. It is possible to find the claims settlement ratio of the life insurance company on the official website of Insurance Regulatory and Development Authority of India (IRDAI).
Alongside the settlement ratio, it is important to be aware of other aspects when deciding on the life insurance company you want to go with like the stability of its finances as well as its product offerings and
Yes, this is an article on the 10 top Indian credit cards in 2023, with no charges for up to 21 month:
10 Top Indian Credit Cards in 2023 at 0% Interest for up to 21 months
Credit cards are the perfect option for you to accumulate rewards points, improve you credit scores, and also make purchases. But, they can be costly when used effectively. One method to reduce the cost of credit card is to search for credit cards that provide zero percent interest on purchases for an extended time. This gives you the chance to pay down the balance on your credit card without having to worry about the cost of interest.
Here are ten of the top Indian credit cards in 2023 that will offer no cost of purchases for a period of up to 21 months
Axis Bank Buzz Credit Card
It is the Axis Bank Buzz Credit Card is an excellent choice for those who wish to earn rewards from your everyday purchases. The card gives cashback of 1% on all purchases. In addition, it also comes with a 0 percentage cost of purchase for the initial 21 month period.
2. HDFC Bank MoneyBack Plus Credit Card
HDFC Bank MoneyBack Plus Credit Card
The HDFC Bank MoneyBack Plus Credit Card is a good alternative for those looking to earn rewards from your everyday purchases. The card provides cashback of 2% on purchases of fuel and groceries in addition to an interest-free rate of 0% of purchases in the beginning 21 months.
3. SBI SimplyCLICK Credit Card
SBI SimplyCLICK Credit Card
The SBI SimplyCLICK Credit Card is a great choice for those seeking an easy and simple credit card. It offers the cash back of 1% on all purchases. Additionally, it also offers a 0 percent charge for purchases within the first two years.
4. ICICI Bank Amazon Pay Credit Card
ICICI Bank Amazon Pay Credit Card
The ICICI Bank Amazon Pay Credit Card is an excellent choice for people who buy on Amazon. The card provides cashback of 5% on Amazon purchases. It also offers a zero cost of transactions for the first two years.
5. Citibank Cashback Card
Citibank Cashback Card
It is the Citibank Cashback Card an excellent choice for those looking for an account that offers a range of rewards choices. The card gives cash back of 1% on all purchases. In addition, it also comes with a zero percent cost of transactions for the first two years.
6. Standard Chartered Platinum Edge Credit Card
Standard Chartered Platinum Edge Credit Card
The Standard Chartered Platinum Edge Credit Card is an ideal choice for those seeking a credit card that has a good reward rate. The card gives 2 percent cashback on all purchases and also zero interest when you purchase the card for the first time in 21 calendar months.
7. American Express Platinum Travel Card
American Express Platinum Travel Card
The American Express Platinum Travel Card is a fantastic option for travelers who frequent their travels. It offers a range of benefits for travelers, such as access to lounges at airports along with travel insurance, as well as the absence of foreign transaction fees. The card also comes with a zero per cent cost of transactions for the first two years.
8. IndusInd Bank Platinum Edge Credit Card
IndusInd Bank Platinum Edge Credit Card
Its IndusInd Bank Platinum Edge Credit Card is an ideal choice for those looking for a card that has a wide range of reward options. It offers cashback of 1% on all purchases. Additionally, it also comes with a zero percentage cost of purchases in the initial 21-month period.
9. RBL Bank Platinum Travel Credit Card
RBL Bank Platinum Travel Credit Card
The RBL Bank Platinum Travel Credit Card is an excellent choice for travelers who frequently travel. It offers a range of benefits for travelers, such as access to airport lounges along with travel insurance and no foreign transaction fee. Also, it offers a zero per cent cost of purchase for the initial 21 month period.
10. Yes Bank SimplyCLICK Platinum Credit Card
Opens in a new windowcardinsider.com
Yes Bank SimplyCLICK Platinum Credit Card
It is the Yes Bank SimplyCLICK Platinum Credit Card is an ideal choice for those seeking an easy and straightforward credit card. It offers cashback of 1% on all purchases. In addition, it also comes with a zero percentage cost of purchases in the initial 21-month period.
How to Choose the Best Credit Card for You
When you are choosing the right credit card, it’s crucial to think about the amount you spend thumb_up thumb_down tune Share Google it
Tech
“Canara Bank Maintains NIM Target of 3%, Eyes 12-14% Credit Growth.”
Canara Bank is a well-managed bank with a strong track record. The bank is confident of achieving its targets in 2023, despite the challenges posed by the rising interest rates.
| Canara Bank | net interest margin (NIM) | credit growth | Indian banking | banking industry | rising interest rates | performance | results | statements | report | earnings call |
Canara Bank, one of India’s largest banks, has maintained its net interest margin (NIM) target of 3% for 2023. The bank also expects credit growth to be in the range of 12-14% in the current year. Canara Bank’s MD, L.V. Prabhakar, said that the bank is confident of achieving its targets despite the rising interest rates.
Canara Bank, India’s leading financial institution, remains steadfast in its pursuit of a 3% net interest margin (NIM) for the year 2023. Alongside this ambitious goal, the bank has set its sights on achieving a credit growth rate of 12-14% during the current fiscal year. Canara Bank’s Managing Director, L.V. Prabhakar, expressed unwavering confidence in the bank’s ability to meet these targets, even amidst the challenges posed by rising interest rates.
Maintaining NIM Target Amidst Challenges
“We are confident in our ability to maintain the 3% NIM target in 2023,” asserted Prabhakar. He highlighted the bank’s robust deposit base and the encouraging demand for credit as key factors supporting their optimistic outlook. Despite the fluctuations in interest rates, Canara Bank remains well-prepared to navigate through these challenges.
Effective Asset-Liability Management
Prabhakar emphasized the importance of their prudent asset-liability management (ALM) framework, which plays a crucial role in mitigating interest rate risks. Through meticulous planning and strategic risk management, Canara Bank believes it can effectively shield its operations from the impact of fluctuating interest rates.
Leveraging Government’s Financial Inclusion Initiatives
The bank is actively capitalizing on the Indian government’s dedicated efforts towards financial inclusion. “The government’s financial inclusion initiatives are propelling our business growth,” Prabhakar acknowledged. Canara Bank is witnessing a surge in loan demand from small businesses and farmers, a testament to the positive outcomes of the government’s policies.
A Proven Track Record of Excellence
Canara Bank has consistently demonstrated its competence in managing operations and achieving targets. Armed with a strong track record, the bank is unwavering in its commitment to meeting the set goals for 2023, regardless of the challenges imposed by rising interest rates.
In conclusion, Canara Bank, as one of India’s leading banks, is resolute in its pursuit of a 3% NIM target and a credit growth rate of 12-14% for the year 2023. With a well-established deposit base, effective ALM framework, and the support of the government’s financial inclusion initiatives, the bank stands well-prepared to overcome the hurdles posed by fluctuating interest rates. Canara Bank’s determination and proven track record serve as a testament to its unwavering dedication to excellence and success in the financial landscape.
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